Check if you're eligible for a Pepper Money personal loan
If you tick all the following criteria, then you'll be able to apply for a personal loan with us.
- Be an Australian citizen or permanent resident
- Be 18 years or older
- Have no defaults (paid or unpaid) or active payday loans
- Not be current or prior bankrupt or have a court judgement
- Centrelink can be used as a secondary income in conjunction with PAYG income
- Require to pay the loan off between 18 and 84 months
- Require a loan of between $5,000 and $50,000
- Single & Joint borrowers
- Be employed (not on Probation): Full time, part-time, self-employed (tenure more than 24 months) or casual (tenure more than 6 months)
- Have acceptable identification, either an Australian passport (no more than 24 months expired), or a current Australian Drivers Licence.
Here's what documents you'll need to apply:
- Front and back of your identification that you have used in your application
- Details of any amounts owing, including other loans, credit/store cards and overdrafts
- Proof of your employment and income (such as payslips)
- Proof of address
- Details of your rent and/or mortgage payments
Get your personalised rate in just minutes. What's more, it won't affect your credit score.
Secured personal loans starting from
6.75
%
p.a.
Secured starting rate*
6.75
%
p.a.
Secured comparison rate**
