Business owners explore commercial lending options
Business owners explore commercial lending options

Flexible asset financing and commercial property solutions for your business

We're here to help aussie businesses fund their commercial property and equipment needs.

Every business is unique. That's why we offer our tailored approach to small business owners that need a little extra real-life help. We offer loans up to $3m for commercial property purchases, and can provide asset financing solutions for a range of business equipment; from forklifts and bulldozers to utes and delivery vans.

Discover our flexible approach to commercial asset financing.

Whether it's new machinery, a truck, bus or even a forklift, we'll help your business grow through maximising your cashflow with our asset financing.  

Tailored for commercial asset financing needs

 

  • Apply after just 2 years' ABN registration
  • Flexible loan terms and repayments
  • Manage cashflow with flexible balloon options

 

What we can help finance

  • Trailers
  • Yellow goods
  • Green goods
  • Agricultural machines
  • Business fit outs
  • Cars, caravans and bikes
  • Professional Equipment (Dental chairs, X-Ray machines, etc)
  • Commercial solar equipment
  • Green goods
  • Tractors
  • Forklifts
  • Excavators
  • Heavy commercial transport
  • ...and much more

Ready to take the next step?

If you're looking for commercial vehicle finance, then you can get started online. For all other asset types, leave a message for our team below.

 
Leave your details and we'll get back to you.
 
 
We're available Monday - Friday 8am - 6pm (Sydney/Melbourne time) to talk through your commercial asset financing needs.

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Real-life loan options for your business' property needs

From retail to warehousing, or hospitality to healthcare, our flexible approach to commercial property lending could help your business grow. Regardless of your industry, we're here to help. 

 

Tailored for commercial property needs

 

  • 1 year tax return full doc option available
  • Flexible loan terms over 1-30 years 
  • Flexible cash-out options available
  • Borrow up to 75% LVR1
  • Debt consolidation, including tax debts
  • Alt-doc options available

 

Commercial properties we can finance

  • Boarding houses
  • Industrial units
  • Warehouses
  • Medical suites
  • Mixed residential and commercial-use properties
  • Retail premises
  • Showrooms
  • Strata offices
  • Vacant  industrial land2

1 LVR differs across loan options and documentation types.

2 Vacant industrial land is only considered if finances with other security.

All applications are subject to Pepper’s normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. Personal information is collected, used and disclosed in accordance with Pepper’s Privacy Policy.

The important legal bits

Information and interest rates are valid as at 20 February 2024 and subject to change at any time. Offers and promotions may be continued, withdrawn, or changed at any time without notice. 

Get in touch with a Home Loan Lending Specialist

Tell us about your situation. The more we learn, the better we can help.