Home loans
We're the home of helpful home loan options. Whether you need speed, options on documentation, or for someone to look beyond your credit score, we deal in real life situations.
Car loans
With flexible options to manage your repayments, low fees and quick turnaround times, our car loan options make it easier to get on the road.
Personal loans
From renovations to consolidating debt, our personal loan options can help you get things sorted.
Commercial lending
Whether you’re a business that needs help funding your commercial property or equipment, or you’re thinking about leveraging your SMSF to invest in property, we’re here to help.
We're here to help you succeed
Having trouble with repayments? We’re here to help.
If life’s taken an unexpected turn and your loan repayments feel hard to manage, you’re not alone.
We work with customers every day who are going through tough times, and we’re here to help you understand your options.
Money management help
Whether you’re not sure how refinancing works, getting ready for your first auction, or want to work out how to boost your deposit, our help centre is here to make sense of all things finance – with no jargon!
What our customers think about us
I highly recommend
I cannot recommend Pepper Money highly enough. The whole process of refinancing was very simple. They were very supportive and answered all the questions and concerns I had. For refinancing or purchasing property in the future, I will definitely be using Pepper Money. Thank you!
Most humane company
Most humane company I've ever dealt with, given the brutality of the financial world these days. They were more than understanding of my personal commitments and struggles in day-to-day life. I must say, as stressful as life is at the moment, I haven't felt safer than I do with Pepper Money when it comes to my financial assets. Thanks for your understanding and support.
Exceptional Service
Pepper Money has been amazing to deal with. They always provide an exceptional level of customer service and make the entire process simple and smooth. We have multiple loans with them for a reason. They are highly competitive and far better than the big banks, so we plan to continue partnering with them in all future ventures.
Amazing as always
Amazing as always! This is my third time purchasing a vehicle, and Pepper Money has been there every time! This time was different because they helped make a dream come true. The professionalism from start to finish is second to none, and they kept me up to date over just 48 hours. Thanks, Pepper—you are fabulous!
Excellent support
Pepper Money were great. I had a tight settlement deadline, and they worked hard to get it across the line. I highly recommend the team at Pepper Money.
Amazing to talk to
The team was amazing to talk to—easy and understandable. I highly recommend Pepper Money if you are looking for car or home loans.
Our Awards
We’ve been helping Aussies achieve their lending goals since 2000. We're proud to offer a suite of flexible financial solutions, which have won us several awards over the years. Here are a handful of our recent successes.
Non-Bank of the Year
Non-Conforming Lender of the Year (Home Loans)
Best Specialty Lender
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